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Home  /  Affiliate Disclosure & Disclaimer
Legal · Transparency

Affiliate Disclosure
& Disclaimer

Quantara is committed to full transparency about how we operate, how we make money, and how we protect our editorial independence. Please read this page carefully.

May 2025Last updated
CanadaJurisdiction
Plain English Summary

We sometimes earn a commission when you apply for a credit card through our links. This never affects our rankings or reviews — we rank cards based on merit, not on who pays us. Cards that don't have affiliate programs are reviewed and ranked exactly the same as those that do.

Affiliate Relationships

Quantara participates in affiliate marketing programs. This means that when you click on certain links on this website and apply for or are approved for a financial product, Quantara may receive a commission or referral fee from the financial institution or affiliate network at no additional cost to you.

Affiliate partners may include, but are not limited to:

  • Canadian banks and credit unions offering credit cards
  • Financial product comparison platforms such as Ratehub, Credit Card Genius, and similar services
  • Insurance and banking product providers

Affiliate links are used throughout this site including on card ranking pages, comparison tools, and within editorial articles. Where a link leads to an application or product page and an affiliate relationship exists, this disclosure applies.

Editorial Independence

Our affiliate relationships do not influence our editorial content, rankings, or recommendations. Quantara maintains a strict separation between commercial relationships and editorial decisions.

Specifically:

  • No financial institution or advertiser pays to appear in or influence our rankings
  • Cards without affiliate programs are reviewed and ranked on equal footing with those that have them
  • Our Quantara Score methodology is applied consistently regardless of commercial relationships
  • We do not accept payment for positive reviews or guaranteed placement in rankings
  • Editorial staff do not have access to commercial arrangement details at the time of review

Not Financial Advice

The content published on Quantara is for informational and educational purposes only. Nothing on this website constitutes personalized financial, investment, tax, or legal advice.

Credit card and banking product information — including interest rates, fees, rewards rates, and eligibility criteria — is subject to change at any time. While we make every effort to keep our content accurate and current, we cannot guarantee that all information is up to date at the time you read it. Always verify current terms directly with the financial institution before applying for any product.

Quantara is not a licensed financial advisor, mortgage broker, or insurance broker under any Canadian provincial or federal legislation. If you require personalized financial advice, please consult a qualified financial professional.

Accuracy & Third-Party Information

We strive to ensure all information published on this site is accurate, but we make no warranties or representations regarding its completeness or accuracy. Product details including annual fees, interest rates, welcome bonuses, and reward structures are sourced from publicly available information and may change without notice.

Quantara is not responsible for any errors or omissions, or for any decisions made in reliance on the information contained on this website.

Compliance

This disclosure is made in accordance with the Canadian Anti-Spam Legislation (CASL), the Competition Act, and applicable guidelines from the Competition Bureau of Canada regarding affiliate marketing and endorsements. It is also consistent with the United States Federal Trade Commission (FTC) guidelines for disclosure of material connections, as our audience may include readers from outside Canada.

Questions

If you have any questions about our affiliate relationships, editorial policies, or how we operate, please don't hesitate to get in touch.

Questions about our editorial policies or affiliate relationships?

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